Securities Finance Built for Retail Brokers:

Cover Shorts, Lend Inventory, Stay Compliant

Retail brokers need to cover short positions fast, put idle client inventory to work, and meet locate and reporting obligations without slowing the desk. Equilend connects you to the largest pool of securities finance liquidity, with the booking accuracy your regulators expect and the automation to scale without adding headcount. Source hard-to-borrow names, put idle inventory to work, and settle clean, all on one platform.

The pressures retail brokers face across borrowing, lending, settlement, and compliance.

Challenge 1


Covering short positions in hard-to-borrow names without overpaying

Reach the deepest borrow liquidity

NGT connects you to the largest pool of securities finance supply, covering both general collateral and hard-to-borrow names.

Find supply before it runs out

NGT carries a large percentage of daily securities finance transactions, so the names you need are more likely to be there.

Automate sourcing and rate negotiation

SmartBorrow detects short positions, sources inventory, negotiates rates, and books the trade automatically, so your desk covers more positions at better rates without adding people.

Challenge 2


Pricing loans and benchmarking your lending program with limited market visibility 

Price inventory with confidence

Benchmark financing rates against the broader market to identify opportunities to improve returns and ensure your lending program remains competitive.

Understand market demand

Monitor borrow demand, utilization, and availability trends to identify securities attracting borrower interest and respond more effectively to changing market conditions.

Benchmark performance against peers

Compare your lending activity with the broader market to understand utilization, pricing, and market share, helping you identify opportunities to improve program performance. 

Challenge 3


Meeting short-sale and trade-reporting rules without slowing the desk 

Centralize every locate request

Equilend Locates unifies requests from file, API, MQ, email, and manual entry into one workflow, checks real-time availability, prices each request, and reaches near 100% straight-through processing. 

Keep audit-ready evidence 

Every locate decision is captured as a point-in-time record, giving you the proof a regulator expects. 

Book clean for reporting 

NGT books trades accurately and straight-through, keeping your trade data clean for regulatory reporting. 

Challenge 4


Reducing failed settlements as the market moves to T+1 

Catch breaks before they fail 

Settlement Monitor compares mandatory settlement fields at the point of trade and across the lifecycle, then flags the riskiest trades with indicative penalty costs. 

Resolve faster under T+1 

With up to 83% less time to fix breaks, zero-touch resolution helps keep your desk ahead.

Stop bad data at the source 

The Enhanced SSI Repository validates and distributes settlement instructions, preventing the incorrect data that causes roughly 30% of fails. 

How Equilend helps

Equilend helps retail brokers source liquidity, put client inventory to work, automate securities finance operations, and gain market intelligence through connected technology and trusted digital infrastructure. Explore our four solution areas below.

Trading

Equilend's Trading solutions help retail brokers efficiently source liquidity, cover short positions, and execute securities finance transactions across global markets. NGT helps firms gain access to deep market liquidity, streamlined execution, and connected trading workflows that support faster, more efficient borrowing and lending activity.

Workflow Automation

Equilend's Workflow Automation solutions help retail brokers streamline operations across the securities finance lifecycle. From Front Office Automation and Fully Paid Lending to Spire and Post-Trade & Regulatory reporting, firms can automate key processes, reduce operational risk, improve straight-through processing, and scale efficiently as trading volumes grow.

Data & Insights

Equilend's Data & Insights solutions give retail brokers an independent view of the securities finance market. Benchmark financing rates and utilization, monitor borrow demand and inventory trends, and make more informed lending and borrowing decisions with trusted market intelligence covering $52T+ in lendable assets across 50+ global markets.

Digital

Equilend's Digital solutions help modernize securities finance through trusted, connected infrastructure. 1Source's DLT-powered shared ledger synchronizes all participants on a single version of every loan eliminating reconciliation breaks from Day 0 and driving higher settlement rates

The scale behind Equilend

Powering the global securities lending market

$230B

Daily average Notional

145+

Firms trading on NGT globally each day

226,000+

Unique securities

Insights

Ready to put your inventory to work and trade with the market? 

See how Equilend helps retail brokers cover shorts, lend idle inventory, stay compliant, and settle on time, in a demo built around your desk. 

Frequently asked questions

What does Equilend offer retail brokers? 

Equilend gives retail brokers one platform for securities finance covering the entire trade lifecycle: Fully Paid Lending, trading on NGT, Front Office Automation, Data & Insights, and Post-Trade & Regulatory reporting. You can cover short positions, lend idle client inventory, gain insight into market movements, and reduce failed settlements from the same connected ecosystem.

How do retail brokers borrow hard-to-borrow securities on Equilend?

NGT supports both general collateral and hard-to-borrow securities, with the depth and breadth of demand of a marketplace used by 145+ firms each day. SmartBorrow identifies your short positions, sources inventory, negotiates rates, and books trades straight through, so you can cover quickly during a corporate action, an ETF creation or redemption, or a settlement deadline.

Can Equilend help retail brokers earn revenue from client inventory?

Yes. Equilend enables retail brokers to unlock new revenue from eligible client inventory through Fully Paid Lending, helping retail brokers earn revenue from client assets that would otherwise sit idle. Our platform automates inventory aggregation, fair fee allocation, compliance, and revenue distribution, allowing brokers to grow lending revenue while delivering a transparent experience for their clients.

How does Equilend support short-sale locate compliance for retail brokers?

Equilend Locates centralizes locate requests from file, API, MQ, email, and manual entry into one workflow, checks real-time availability, prices each request, and applies your eligibility and compliance rules, reaching near 100% straight-through processing. Every locate decision is captured as a point-in-time record, giving you the audit evidence regulators expect.

How does Equilend help retail brokers prepare for T+1 settlement?

With EU, UK, and Swiss settlement moving to T+1 in October 2027, firms will have up to 80% less time to fix trades that break. Equilend Settlement Monitor pre-matches settlement fields and flags the riskiest trades, while the Enhanced SSI Repository validates and distributes settlement instructions to prevent the bad data that causes roughly 30% of fails.

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