Navigate Regulatory Change with Confidence

Regulatory and market structure change continues to reshape securities finance, creating new requirements around transparency, reporting, settlement, and operational controls.

Equilend helps market participants navigate these changes with connected technology, automated workflows, and trusted market infrastructure designed to reduce operational complexity and support regulatory readiness.

From regulatory reporting to compressed settlement cycles, our solutions help firms improve data quality, increase automation, and maintain greater control across the securities finance transaction lifecycle.

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Explore our regulatory solutions

Securities Financing Transactions Regulation (SFTR)

Streamlining securities financing transaction reporting

The Securities Financing Transactions Regulation (SFTR) is a European regulatory framework designed to increase transparency in securities financing markets by requiring counterparties to report securities financing transactions to an authorized trade repository. It covers transaction types including securities lending, repurchase agreements, buy-sell backs, sell-buy backs, and margin lending.

SFTR reporting extends throughout the transaction lifecycle. Firms need to capture and enrich transaction information, manage UTIs, report modifications and other lifecycle events, and maintain accurate reporting data. Effective processes for validation, reconciliation, and exception management can help firms address these requirements while reducing the operational complexity associated with ongoing reporting.

How Equilend supports SFTR

Equilend helps firms simplify SFTR reporting through automated data enrichment, UTI management, integrated reporting workflows, and exception management.

Key capability How it helps

Automated UTI management

Generate, share, and manage ESMA-compliant Unique Transaction Identifiers throughout the transaction lifecycle, helping streamline reporting and improve data consistency.

Trade data enrichment

Automatically enrich and derive SFTR reporting fields while managing static counterparty reference data, helping improve reporting accuracy and reduce manual processing.

Comprehensive field coverage

Support matching and enrichment across up to 155 SFTR reporting fields, helping firms manage complex regulatory reporting requirements with greater confidence.

Integrated reporting workflow

Process both NGT and non-NGT transactions through OneFile, providing centralized filtering, enrichment, and reporting workflows within a single solution.

Exception management

Leverage Unified Comparison to investigate reporting discrepancies, identify data mismatches, and resolve reporting breaks more efficiently.

MiFID II and the wider European regulatory environment

The Markets in Financial Instruments Directive II (MiFID II) forms part of the broader European regulatory landscape in which securities finance firms operate. The framework is designed to improve transparency, strengthen investor protection, and increase the resilience of financial markets, with requirements covering areas such as trade execution, data management, reporting, and recordkeeping.

For securities finance firms, MiFID II reinforces the importance of robust operational controls, standardized processes, and accurate data throughout the transaction lifecycle. Equilend helps firms automate securities lending workflows through standardized messaging, straight-through processing, and connectivity across counterparties, helping reduce manual intervention, improve operational consistency, and strengthen visibility across trading and post-trade processes.

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T+1 Settlement

Operating securities finance within a compressed settlement cycle

T+1 Settlement refers to the move from a two-business-day settlement cycle to a one-business-day settlement cycle for securities transactions. By shortening the time between trade execution and settlement, T+1 aims to reduce counterparty risk, improve market efficiency, and accelerate the movement of securities and cash.

The shorter cycle also reduces the time available to complete critical post-trade activities, placing greater pressure on recalls, returns, settlement instruction validation, collateral workflows, and exception management. With less time to resolve issues, firms need greater automation, standardized workflows, and timely visibility into settlement status and exceptions to reduce operational bottlenecks and support timely settlement.

How Equilend supports T+1 settlement

Equilend helps firms automate critical post-trade workflows and gain greater visibility into transactions as they move toward settlement.

Key capability How it helps

Returns

Streamline the return lifecycle with an automated workflow for initiating, tracking, and managing return notifications and bookings between borrowers and lenders. Real-time status updates and workflow handoffs help teams resolve returns faster while reducing manual effort.

Recalls

Automate recall notifications and lifecycle management with real-time messaging, rule-based workflows, and direct connectivity to DTCC and TMX, helping accelerate responses and reduce operational bottlenecks.

Settlement Monitor

Identify and resolve settlement issues before they fail through pre-matching, centralized exception management, SSI integration, and configurable monitoring.

Equilend SSI, Powered by SSImple

Automate the validation, management, and distribution of settlement instructions through a centralized global SSI repository, helping reduce settlement risk and improve data quality.

Exposure Management

Centralize collateral reconciliation and exposure management with automated Required Value processing, real-time tri-party connectivity, and granular discrepancy analysis.

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Agency Lending Disclosure (ALD)

Standardizing beneficial owner disclosure

Agency Lending Disclosure (ALD) is an industry framework that enables agent lenders to provide standardized beneficial owner credit, loan, and collateral information to borrowers. The framework provides borrowers with greater transparency into the beneficial owners associated with securities lending transactions, supporting counterparty credit exposure assessment.

Managing these disclosures manually can increase operational effort and introduce data inconsistencies across counterparties. Standardized data exchange, timely updates, and effective reconciliation can help agent lenders and borrowers improve data quality, streamline operational workflows, and support better-informed credit risk management.

How Equilend supports Agency Lending Disclosure

Equilend provides a standardized framework for exchanging and managing ALD information between agent lenders and borrowers.

Key capability How it helps

Beneficial Owner Onboarding Support

Standardized ALD data can be leveraged by Equilend Onboard+ to support more efficient beneficial owner onboarding workflows, helping reduce duplication of data collection, and improve onboarding efficiency.

Learn more about Onboard+

Beneficial owner disclosure

Securely distribute beneficial owner credit, loan, and collateral information from agent lenders to borrowers through a standardized disclosure framework that improves transparency and supports informed credit decisions.

Automated file processing

Automate the processing of large loan and collateral files, including repo and reverse repo positions, reducing manual effort while improving data consistency and operational efficiency.

Exposure monitoring

Track borrower loan and collateral exposure at the individual beneficial owner level, providing greater visibility to support counterparty credit risk management.

Comprehensive reporting

Validate allocations, verify loan information, and identify non-approved principal reports through centralized reporting that supports operational oversight and reconciliation.

Interoperable data distribution

Deliver ALD data both on and off the Equilend platform through standardized file workflows, enabling integration with existing operational processes.

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10c-1a

Preparing securities lending operations for greater transparency

SEC Rule 10c-1a is designed to increase transparency in the U.S. securities lending market by requiring certain securities lending transactions to be reported to the Financial Industry Regulatory Authority (FINRA). The rule establishes a standardized reporting framework that enables public dissemination of key transaction information while providing regulators with greater visibility into securities lending activity.

For firms in scope, meeting these requirements means identifying covered transactions, capturing and validating required data, managing lifecycle updates and corrections, and maintaining accurate reporting records. This creates operational considerations across compliance, operations, technology, and post-trade teams responsible for securities lending transaction data.

How Equilend supports 10c-1a

Equilend helps firms streamline the reporting process through an integrated workflow designed for securities lending, reducing manual processes, providing greater visibility into reporting activity.

Key capability How it helps

Automated trade identification

Automatically identify, filter, and enrich reportable securities lending transactions, helping ensure the right trades are prepared for SEC Rule 10c-1a reporting.

FINRA reporting workflow

Manage the end-to-end reporting process through a centralized workflow that prepares and submits reportable transactions while supporting ongoing regulatory requirements.

UTI management

Maintain FINRA-issued Unique Trade Identifiers with visibility into client trade ID mapping, simplifying transaction tracking and lifecycle reporting.

Exception management

Monitor rejected, unreported, and successfully submitted trades through a centralized dashboard, enabling faster issue resolution and improved operational control.

Historical data retention

Retain reportable transaction data for up to three years to support regulatory recordkeeping and audit requirements.

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Colleagues reviewing regulatory workflows together

Built for an evolving regulatory landscape

Regulation and market structure continue to evolve, placing new demands on securities finance firms and the technology that supports them. The challenge is not simply addressing an individual requirement but building operational infrastructure that can adapt as reporting obligations, settlement cycles, transparency requirements, and market practices change.

Equilend brings together technology and infrastructure across the securities finance lifecycle, helping firms replace manual processes with more standardized, automated, and scalable workflows.

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Related insights

White Paper March 17, 2026

The T+1 Transition Priorities

Europe’s move to T+1 will fundamentally reshape post-trade operations. This white paper explains what breaks first, where risk concentrates, and how firms can prepare.